Provider Whole Life Insurance - UHL/UFFL Insurance Companies

​Provider Whole Life

Provider is permanent insurance for every stage of life, whether newlyweds, a young adult, building a family, or active seniors.  It's also a great starter policy for your children or grandchildren.  Provider has a protection element (the death benefit) and a growth element (the cash value).  And each comes with guarantees:

  • A death benefit guaranteed never to go down.
  • Premiums guaranteed never to go up.
  • Cash value that grows over time, so long as premiums are paid.

In addition, a "preferred" rating with lower premiums may be available for those who qualify.  Provider policies for individuals aged 18-80 come with no-cost riders and benefits including: Terminal Illness Accelerated Death Benefit Rider, and for face amounts $25,000 and above, Common Carrier Accidental Death Benefit Rider, Life-Threatening Cancer Accelerated Benefit Rider, and Charitable Gift Donation.   And, Provider Whole Life is underwritten on a simplified basis - no medical exams, bodily fluids testing1, or pages of health questions.

Coverage for Juveniles
Whether you're a parent or grandparent, Provider Whole Life ​gives the children in your life permanent insurance coverage in a cost-effective way.  Lock in low rates for their lives and protect​ their future insurability.  Included on the juvenile policies is a no-cost Guaranteed Insurability Benefit Rider2.   Policies for juveniles ​may also include the riders and benefits referenced above.

Click here to read more about our Provider Whole Life coverage.

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Availability of, and benefits payable under, the insurance products described are subject to state availability, state variations, restrictions and eligibility requirements.  If there are any discrepancies between the product description and the issued insurance policy, the issued policy shall take precedence.
The Companies reserve the right to request a medical exam or lab testing due to a proposed insured's medical history or build.
1Except for Wisconsin applicants.
2This rider provides the policyowner the right to purchase additional whole life insurance on the insured on the option date soecified in the rider without additional underwriting.
Policy Forms: 200-466 (UHL); 18-466 (UFFL).
Rider Forms: 200-327, 200-537, 200-538, 200-539 (UHL); 18-327, 18-537, 18-538, 18-539, (UFFL).

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