Provider Whole Life
Provider is permanent insurance for every stage of life, whether newlyweds, a young adult, building a family, or active seniors. It's also a great starter policy for your children or grandchildren. Provider has a protection element (the death benefit) and a growth element (the cash value). And each comes with guarantees:
- A death benefit guaranteed never to go down.
- Premiums guaranteed never to go up.
- Cash value that grows over time, so long as premiums are paid.
In addition, a "preferred" rating with lower premiums may be available for those who qualify. Provider policies for individuals aged 18-80 come with no-cost riders and benefits including: Terminal Illness Accelerated Death Benefit Rider, and for face amounts $25,000 and above, Common Carrier Accidental Death Benefit Rider, Life-Threatening Cancer Accelerated Benefit Rider, and Charitable Gift Donation. And, Provider Whole Life is underwritten on a simplified basis - no medical exams, bodily fluids testing1, or pages of health questions.
Coverage for Juveniles
Whether you're a parent or grandparent, Provider Whole Life gives the children in your life permanent insurance coverage in a cost-effective way. Lock in low rates for their lives and protect their future insurability. Included on the juvenile policies is a no-cost Guaranteed Insurability Benefit Rider2. Policies for juveniles may also include the riders and benefits referenced above.
Click here to read more about our Provider Whole Life coverage.